The basic way I learned how to manage money was by trials and errors with major purchases. I am always learning new things about saving and spending money wisely. We all tend to spend more money than we have or earn. I must say I have learned to make ends meet not always like a pretty tied ribbon bow; however, they do meet. It can be a difficult task. Sometime, I just make do or do without. I find it help build character within me. Personally, I am trying to make money not spend money. Where is the insensibility in that?
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